PLAYBOOK P9

Handle a holding in another currency

Two prices move an overseas holding. How to see each one, and why your gain includes both. — 5 steps

SCREEN
Portfolio → holdings table
METRIC
FX exposure, base-currency value
PLAN
Free

Checked against the app on 26 September 2026

An overseas holding is priced in its trading currency — dollars for a US share — and the app shows it in yours: the base currency you set in Settings. On Portfolio, the Price column is in the stock's own currency, with its code beneath; Value and Gain are in yours, converted at today's rate. When you record a purchase you type its cost in the stock's currency, and the app pins it in yours at the rate on the purchase date.

So the Gain column mixes two things: what the share price did, and what the exchange rate did since you bought. A US share that's flat in dollars shows a loss in pounds if the pound has strengthened. That's FX risk, and it runs both ways. To see how much of your portfolio carries it, slice a Pie Chart of your stock portfolio by currency — your currency exposure. Dividends are recorded in the stock's currency and converted at today's rate, and any conversion fee your broker charges isn't included.

Price change, in dollarsRate change, dollars to poundsYour gain, in pounds

The tool below splits a gain into the two parts.

DO IT IN THE APP

0 of 5 done
  1. Check your base currency under Currency in Settings. Open Settings →
  2. On Portfolio, read an overseas holding's Price (its own currency, code beneath) against its Value (yours).
  3. Slice an Pie Chart of your stock portfolio by Currency to see how much of it moves with exchange rates.
  4. When you record a purchase, type Total Cost in the currency its label shows — the stock's, not yours.
  5. Split one holding's gain into price and currency with the tool below.
Check your holdings' currencies →

Educational content only. It is not personal financial advice.

TRY IT

Split a gain into price and currency

The example is a US share bought for $1,000 when a dollar was worth 80p, now worth $1,100 with a dollar worth 74p.

Cost in your currency (rate then)
800.00
Value in your currency (rate now)
814.00
Gain
+14.00
…from the share price
+80.00
…from the exchange rate
−66.00

Of the +14.00 gain in your currency, +80.00 came from the share price and −66.00 from the exchange rate.

HOW IT'S WORKED OUT