LESSON 2.10 · FOUNDATION

Setting an income target that means something

Turning "more income" into a number the dashboard can track.

DIVIDENDS4 MIN READ

"More income" can't be tracked. "£150 a month" can. An income target works best tied to something real — the phone bill, the council tax — so you know what reaching it would change. In the app you set it as a monthly figure in the Income Planner on your dashboard, and it's measured against your monthly average: the last twelve months of dividends booked against your holdings, divided by twelve.

That makes progress backward-looking on purpose — it counts money that has actually been paid. Your projected annual income is the forward view: the Estimated Dividends chart's next twelve months, built largely from each holding's last year and refreshed daily. A new holding shows up in the projection straight away but takes up to a year to count fully towards the target, so expect the two to disagree for a while.

Target — £150 a month100%
Last 12 months ÷ 12 — £9664%

64% there, measured on money that's actually been paid, not money that's expected.

Set your income target on the dashboard →

Educational content only. It is not personal financial advice.